Short Sale Document Checklist
Swift Settlement Escrow · 1652 Plum Ln #102, Redlands CA 92374 · (909) 435-0271 · DFPI License No. 96DBO-216415
Your lender may ask for more or different items. Christine will tell you exactly what your mortgage company needs.
Lender package (from the homeowner)
Sent to your mortgage company
- Third-party authorization form (lets Christine talk to your lender)
- Hardship letter explaining why you can't keep the home
- Financial statement / lender hardship form
- Bank statements — last 2–3 months, all pages
- Pay stubs or proof of income — last 30–60 days
- Federal tax returns — last 2 years
- Mortgage statements for every loan on the property
- Signed listing agreement (if listed with an agent)
Buyer documents
Provided by the buyer or buyer's agent
- Signed purchase agreement and all counter-offers
- Short sale addendum signed by buyer and seller
- Pre-approval letter or proof of funds
- Earnest money deposit confirmation
- Arm's-length transaction affidavit (if the lender requires it)
Christine's escrow forms
Prepared or collected by Swift Settlement Escrow
- Escrow instructions signed by buyer and seller
- Preliminary title report
- Estimated settlement statement for lender review
- Lender short sale approval letter
- Payoff / demand letters for all liens
- Statement of information (buyer and seller)
- Final settlement statement at closing
Questions? Call Christine Quintana, Office Manager, at (909) 435-0271 · Mon–Fri 9–5.