Clear answers before you open escrow.

Most purchase escrows close in about 30 to 45 days. Cash purchases can close faster, while loans, short sales, and 1031 exchanges may take longer. The timeline is set by the purchase agreement and escrow instructions.

Common delays include loan approval, appraisal issues, title problems, missing signatures or documents, and late deposits. We track every deadline and contact all parties early so issues get resolved quickly.

Short sales depend on the lender's approval and often take longer than a standard sale. We stay in contact with the lender and all parties to keep things moving.

Generally, replacement property must be identified within 45 days and acquired within 180 days of the sale of the relinquished property. Please confirm details with your qualified intermediary and tax advisor.

Escrow fees depend on the type of transaction and the sale price or loan amount. Call our office and we'll give you a written estimate before escrow opens.

Buyer and seller split or assign escrow fees according to the purchase agreement and local custom. Your agreement will show who pays each fee.

In most short sales, the lender pays the fees and the homeowner pays nothing. Check with your tax advisor about any tax effects.

Fees are itemized on your settlement statement and are paid at closing from the funds held in escrow.

Yes. Swift Settlement Escrow is an independent escrow company licensed by the California Department of Financial Protection and Innovation (DFPI), License No. 96DBO-216415.

DFPI-licensed escrow companies are regulated and examined by the state. They must follow rules for handling trust funds and keeping records, and they must meet bonding requirements.

You can look up License No. 96DBO-216415 with the DFPI's online license search at dfpi.ca.gov.

No. You are free to choose any escrow company. Using Swift Settlement Escrow is never a condition of any transaction.