Escrow in Victorville: what to know
Victorville's housing is mostly built since the 1980s, with many subdivisions on the city's west side and newer tracts still being added. Newer neighborhoods may have Mello-Roos special taxes or other assessments that appear on the tax bill. Some older or more rural parcels in the area use septic systems, and buyers often ask for a septic inspection.
First-time buyers and buyers relocating from the valley are common here, often with FHA, VA or USDA financing. Each loan type has its own appraisal standards and timelines. We keep the loan contingency and appraisal dates on the escrow calendar and tell everyone early if the lender needs more time.
Investors buy single-family rentals across the Victor Valley. When the property is tenant-occupied, we collect the leases and deposit information so rents and deposits are prorated and credited correctly. Owners trading out of a High Desert rental can use a 1031 exchange to defer gain, with a qualified intermediary holding the funds.
Victorville documents are recorded by the San Bernardino County Assessor-Recorder-County Clerk once the file is complete, so a High Desert closing doesn't require a trip down the hill. Signing can be arranged with a mobile notary when that's easier for you.
Victorville is roughly an hour's drive from our office by way of the Cajon Pass, so most High Desert clients sign with a mobile notary rather than coming to Redlands. The Mojave River runs along the east side of the city, and properties near it may be in a mapped flood zone, which can lead a lender to require flood insurance. Some rural parcels in the surrounding Victor Valley are outside city limits in unincorporated county areas, where water may come from a private well or a mutual water company. We note those items in the escrow instructions so everyone knows what has to be delivered and when.
Escrow services for Victorville properties
- Purchase & sale escrow
Buyer and seller escrow, from opening to recording.
- For Sale By Owner
Escrow for buyers and sellers closing without agents.
- Refinance
Loan payoff, signing and recording for your refinance.
- Short sale
Escrow for sales that need the mortgage company's approval.
- 1031 exchange
Escrow coordinated with your qualified intermediary.
Victorville escrow questions
Do I need to come to Redlands to sign?+
No. We can arrange a mobile notary near you for signing.
Is a septic inspection required?+
Not always. Your contract and your lender decide. If one is required, we list it in the escrow instructions.
Do Victorville buyers need flood insurance?+
Only if the property is in a mapped flood zone and the lender requires it. Your disclosure report and your lender will tell you.
Can you handle escrow on a Victorville rental with tenants?+
Yes. We collect leases and deposit information, prorate rent and credit deposits to the buyer at closing as the purchase agreement directs.
Nearby
Request an escrow for a Victorville property
Swift Settlement Escrow · 1652 Plum Ln, Suite 102, Redlands, CA 92374 · (909) 435-0271 · Monday–Friday, 9am–5pm
Licensed by the California DFPI (License 96DBO-216415).
